WORK WITH US
PEER TO PEER LENDING
Anyone looking to make more of their money will know that bank account interest rates are extremely low, currently around 0.5% per annum. Add inflation into the mix, and the value of your money is actually being eroded by keeping it in low interest bank accounts. In fact, if your savings are earning less that 2.8% per year you are losing money due to inflation. Also, the average UK rental yield is 3.6% which doesn't include voids, repairs and non paying tenants.
THE LENDING PROCESS...
We appreciate that people have different requirements and it is really important to us that we fully understand them. In order to get to know each other better we will arrange a series of meetings to identify your objectives and we can answer any questions you may have. Should you choose to work with us, we can then agree the loan amount, term and interest rate.
We sign a loan agreement which is legally binding and subject to UK law. If you require more security and are lending a large amount of money for a specific project we can also offer a first charge on the given property.
You deposit the loan amount and we pay the agreed interest amount on a monthly basis. At the end of the loan term your money is returned to you. You can lend money for 1,2 or 3 years with us on a fixed rate of interest.
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